Fuse Blog
Discover with us the latest resources and in-depth articles about the future of lending.
Loan Origination
Digital Lending Platform vs. Traditional Loan Origination Software: Which Do You Need?
Credit unions are facing significant market pressure. Fintech lenders now hold nearly 40 percent of the consumer loan market share, while the number of federally insured credit unions has contracted by over 30 percent in a decade. This shift stems from a growing disconnect between member expectations for speed and the reality of fragmented, legacy loan origination software. Traditional systems often force staff to manually move data between disconnected modules, turning simple loan requests into days of work.
By
Andres Klaric
Latest articles
Loan Automation
7 Ways to Speed Up Loan Approval with AI in 2026
Loan approval timelines have collapsed from weeks to hours in 2026. The driver is widespread AI adoption in lending. A 2025 Stratmor Group survey found the share of lenders using AI tools jumped from 15% to 38% in a single year. The financial industry is on pace to invest nearly $97 billion in AI by 2027.
By
Andres Klaric
Loan Origination
5 Best Loan Origination Platforms for Credit Unions in 2026
The global core banking software market, which includes loan origination systems for credit unions, is projected to grow by nearly 75% and reach $21.61 billion by 2030, according to Grand View Research. That growth reflects a simple fact: credit unions can no longer afford to run lending operations on fragmented legacy tools.
By
Andres Klaric
Loan Origination
5 best online account opening platforms for credit unions and community banks
The shift to digital is not theoretical. A Curinos study found that 72% of consumers prefer opening a checking account through digital channels over visiting a branch. Meanwhile, fintechs now hold nearly 40% of the consumer loan market. The number of federally insured credit unions has declined by more than 30% over the past decade. The institutions that survive will be those that offer an online account opening experience that matches what members can find at a neo-bank.
By
Marc Escapa
Loan Origination
LOS & POS Integration: 5 Advantages to Merge Them
Digital lending is helping lenders bring loan products to market faster, provide customers with more accessible user experiences, and leverage data analytics to meet customer expectations.
By
Andres Klaric
Loan Origination
13 Bank KPIs to Scale Loan Offerings
Key performance indicators (KPIs) help businesses evaluate their performance and determine operational efficiency. In the banking industry, KPIs enable financial institutions like banks and credit unions to optimize processes such as lending, especially when using advanced loan origination systems.
By
Andres Klaric
Loan Automation
Digital Transformation in Banking: Benefits & Impact
Recent banking trends indicate a shift in the role of technology in transforming the banking ecosystem. Whether financial institutions adopt digital technologies to streamline back-end processes or front-end customer-facing ones, these technologies drive today’s banking innovation.
By
Andres Klaric
Loan Origination
How to Calculate Debt Service Coverage Ratio (DSCR)
In the lending industry, metrics like the debt service coverage ratio (DSCR) are essential to evaluate borrowers’ ability to service loans. Lenders, financers, or investors can use the DSCR to determine if individuals or businesses can afford to pay back loans based on factors like their income and recurring expenses.
By
Andres Klaric
Loan Origination
4 Benefits of an Automated Credit Application Processing System
Automating the lending process can help financial institutions improve their operational efficiency, increase productivity, and drive growth in revenue.
By
Andres Klaric
Loan Origination
How to Offer In-House Financing With Advanced Loan Software
In recent years, in-house financing has become a popular strategy for businesses and lenders alike. The speed, reliability, and convenience of in-house/white-label financing with an advanced LOS system make it an ideal option to simplify the purchasing process for customers.
By
Andres Klaric