Andres Klaric
Co-Founder and Co-CEO of Fuse
Author articles
Loan Origination
5 best digital lending platforms for automating loan origination in 2025
Credit unions are facing a critical juncture in the struggle to remain relevant. Fintech lenders currently hold approximately 40% of the consumer loan market, a reality that forces institutions to re-evaluate their reliance on legacy loan origination software. For years, these outdated systems have acted as anchors, demanding high implementation fees and costly tolls for simple configuration changes that hinder growth.
By
Andres Klaric
Loan Origination
What is digital onboarding in financial services and how does it work?
Digital onboarding in financial services represents a fundamental shift from paper-heavy, in-branch requirements toward efficient, digital-native experiences. Institutions that modernize their online account opening processes reduce the manual burden on operational teams while meeting contemporary member expectations for instant access. Moving away from fragmented legacy stacks is critical, as cumbersome procedures often lead to high abandonment rates that benefit competitors.
By
Andres Klaric
Loan Origination
How loan origination software speeds up mortgage and small business lending
Fintech competitors have successfully captured nearly 40% of the consumer loan market share. This shift highlights a clear disadvantage for traditional institutions hampered by fragmented legacy LOS environments. While credit unions often rely on disconnected manual spreadsheets and siloed systems, these digital-first competitors operate with streamlined, automated decisioning tools.
By
Andres Klaric
Loan Automation
7 Ways to Speed Up Loan Approval with AI in 2026
Loan approval timelines have collapsed from weeks to hours in 2026. The driver is widespread AI adoption in lending. A 2025 Stratmor Group survey found the share of lenders using AI tools jumped from 15% to 38% in a single year. The financial industry is on pace to invest nearly $97 billion in AI by 2027.
By
Andres Klaric
Loan Origination
5 Best Loan Origination Platforms for Credit Unions in 2026
The global core banking software market, which includes loan origination systems for credit unions, is projected to grow by nearly 75% and reach $21.61 billion by 2030, according to Grand View Research. That growth reflects a simple fact: credit unions can no longer afford to run lending operations on fragmented legacy tools.
By
Andres Klaric
Loan Origination
LOS & POS Integration: 5 Advantages to Merge Them
Digital lending is helping lenders bring loan products to market faster, provide customers with more accessible user experiences, and leverage data analytics to meet customer expectations.
By
Andres Klaric
Loan Origination
13 Bank KPIs to Scale Loan Offerings
Key performance indicators (KPIs) help businesses evaluate their performance and determine operational efficiency. In the banking industry, KPIs enable financial institutions like banks and credit unions to optimize processes such as lending, especially when using advanced loan origination systems.
By
Andres Klaric
Loan Automation
Digital Transformation in Banking: Benefits & Impact
Recent banking trends indicate a shift in the role of technology in transforming the banking ecosystem. Whether financial institutions adopt digital technologies to streamline back-end processes or front-end customer-facing ones, these technologies drive today’s banking innovation.
By
Andres Klaric
Loan Origination
How to Calculate Debt Service Coverage Ratio (DSCR)
In the lending industry, metrics like the debt service coverage ratio (DSCR) are essential to evaluate borrowers’ ability to service loans. Lenders, financers, or investors can use the DSCR to determine if individuals or businesses can afford to pay back loans based on factors like their income and recurring expenses.
By
Andres Klaric
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