Marc Escapa
Co-Founder and Co-CEO of Fuse
Author articles

Loan Origination
How digital transformation is changing loan origination in banking
Digital transformation in banking has evolved from a theoretical goal into a survival mandate for credit unions. Legacy loan origination software often locks institutions into fragmented workflows that rely on manual interventions and expensive, siloed core modules. This operational debt has ceded nearly 40% of the consumer loan market to non-bank fintechs, which move with a speed traditional lenders struggle to match.
By
Marc Escapa

Loan Origination
5 best online account opening platforms for credit unions and community banks
The shift to digital is not theoretical. A Curinos study found that 72% of consumers prefer opening a checking account through digital channels over visiting a branch. Meanwhile, fintechs now hold nearly 40% of the consumer loan market. The number of federally insured credit unions has declined by more than 30% over the past decade. The institutions that survive will be those that offer an online account opening experience that matches what members can find at a neo-bank.
By
Marc Escapa

Loan Automation
What are the 5 Benefits of Digital Lending?
As financial technology grows in online banking, more institutions are adopting it to change the customer experience by streamlining customer-facing transactions. Examples of this technology can be seen in loan origination software for banks. To remain competitive, fintech lenders must adapt to these disruptive digital trends and optimize their lending processes.
By
Marc Escapa

Loan Origination
Difference Between a Loan Management System vs Loan Origination System
Most loan applicants expect a straightforward, convenient financing process right from the first form they fill out to the funds arriving in their account. To meet these expectations, banks, credit unions, and other financial systems must have reliable systems to track each step of the process through origination and its payment lifecycle.
By
Marc Escapa

Loan Automation
Revolutionize Your Lending Process: 8 Steps to Automate for Enhanced Efficiency
Financial technology, especially in the automated category, is rapidly growing and enabling all types of lenders to streamline their lending processes end-to-end, increasing productivity and reducing errors. And today’s competitive lending market is driving many financial institutions to leverage automated platforms to gain data-driven insights into best practices for optimizing the lending process.
By
Marc Escapa

Loan Origination
Optimize Loan Pricing Models With an Advanced Loan Origination System
When offering a loan term to customers, many financial institutions price out these loans to determine the risk of lending and, ultimately, decide what interest rates they set on each loan. The caveat to loan pricing is that financial institutions must remain competitive in today’s lending market, meaning they will likely need to optimize loan pricing models.
By
Marc Escapa

Loan Automation
13 Benefits of Loan Automation for Financial Institutions
If you run a financial institution, you know just how labor-intensive the loan origination process can be. In turn, you may be looking for a way to make it more efficient. If so, automation is one of the most powerful tools you have at your disposal.
By
Marc Escapa

Loan Automation
How to Streamline the Loan Approval Process
Regardless of the loan type a financial institution provides, an efficient loan approval process can determine customer conversion rates, especially when borrowers are shopping for multiple lenders. In a competitive lending market, borrowers are more likely to partner with the financial institutions that approve their loan applications fastest.
By
Marc Escapa

Loan Origination
How to Compare Loan Origination Platforms: A Quick Checklist
Your 13-Step Guide to Choosing the Right Loan Origination Platform in 2026
By
Marc Escapa
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