Credit Union Lending Software

HOW IT WORKS

Embed the widget or use our API in the background

1. Connect to all liabilities at once

Identify your user with only their phone number (or your preferred PII method). Fuse verifies their identity with our included KYC.

2. Retrieve full liabilities data

Fuse connects to all student loan, credit card, auto loan, and mortgage providers out there. Fuse's API connections don't break and the users never have to re-authenticate.

3. Pay any of the liabilities, either in part or in full

Send payments to all types of debt including credit cards, student loans, auto loans and more at 15,000+ financial institutions.

Automated Solutions for Credit Unions

Modernized workflow to dissolve inefficient legacy software – Meet the next generation of smarter, simpler loan origination systems for credit unions.
Simplified self-service rules with minimal coding – Forego laborious tech training and make quick decisions with a few clicks.
Streamlined loan origination process – Reduce a procedure with dozens of steps to a single platform experience that knows your business personally.
Over 100+ API integrations to scale your business – Enjoy endless customization of our credit union software, addressing the unique elements of your business.

Our Loan Origination System for Credit Unions Scales Your Business

Improved decision-making with automation to reduce human error – Save time and resources otherwise spent on fixing small mistakes or searching for lost information.
Streamlined communication between partners – Set up automatic feedback and responses to potential clients, improving business relationships.
Increased revenue and loans closed faster – Increase efficiency each step of the way, from quickly choosing the best partners to rapidly closing a deal.

Manage All Tasks in One Platform

Pre-Qualification – Our smart credit union software systems allow the establishment of highly specific eligibility requirements.
Application – Customers’ initial data is analyzed by our software, letting your employees focus on smaller, pre-contextualized sets of information.
Processing – We ensure automated accuracy, saving you the labor of performing extensive outside research on partners.
Underwriting – Make informed decisions with data that’s certifiably free of human error.
Scoring – Our software provides a cost-benefit analysis of potential deals informed by the custom standards your business has set.

BENEFITS

Why leading companies rely on Fuse

Largest coverage

Instant debt quoting and repayment with 15,000+ merchants.

Launch in days

Our developer-fist platform and live-chat support make integrations a breeze.

Flexible solution

Both our widget and API can be customized to multiple industries and use cases.

Top level compliance

Fuse is SOC 2 Type 1 and we follow cutting edge security and policy standards.

USE CASES

Fuse powers a myriad of use cases

Unsecured loan refinancing

Credit card balance transfers

Auto loan refinancing

Paycheck Autopay®

And much more

User debt monitoring

Retrieve all of your user's debts, access live payoff amounts and make disbursements directly to your users' debts using just their phone number. Decrease default risk and delight users with a one-click payoff experience.

Fuse is the first provider that enables companies to verify and pay users’ debt with just their phone number. Multiple verticals (from financial planning apps to mortgage servicing) benefit from our services to increase revenue and reduce risk.

Retrieve all of your user's credit cards, access live balance amount and make electronic payoffs using just their phone number. We validate all information in real-time and handle the entire payment process.

Access live payoff amounts for 15,000+ merchants and make disbursements directly to pay off their former auto loans. Fuse handles routing of titles to your premises and/or ELTs.

Fuse’s embeddable solution allows you to enable direct contributions to employees' debt, including 127 pre-tax contributions. We validate all debt account information in real-time and handle the entire payment process.

Retrieve all of your user's debts using just their phone number. Receive updates on the latest changes to debt items including any new items - no re-authentication needed, ever.

Credit Union Lending Software to Optimize Efficiency

Trusted by leading auto lenders in the US

Trusted by the leading companies in lending