AI-native Loan Origination & Account Opening for SBM Lending

The AI-native Loan Origination System & Account Opening delivering Proactive automation, Guaranteed.

Trusted by 100+ leading FIs
Asian family sitting at the table, woman standing writing on a blackboard
Trusted by 100+ leading FIs

Key Benefits for
SBM Lending

Built for speed and consistency

Run a standardized application and decision flow across your SMB products and channels.

Keep policy consistent while moving more deals through faster with fewer operational touches.

AI Docs, AI Voice, AI Automation

Use AI to reduce manual touches across docs, verifications, and follow ups.

Keep every step consistent with guided actions and automation.

Guarantors and complex relationships

Capture business details, owners, and multiple guarantors in one structured experience.

Track relationships, roles, and required steps end to end without re keying across systems.

Rules driven decisioning

Approve, decline, or counter automatically based on configurable policy rules.

Apply pricing and terms logic consistently while keeping full credit control.

Automated workload balancing

Route work by role, capacity, and availability, including round robin options.

Keep teams aligned with clear queues, assigned responsibilities, and real time status visibility.

Integrated to your Core

Automatically book approved loans into your Core with complete and accurate data.

Eliminate re keying or manual data clean up after approval.

All-in-one

Modern Loan Origination & Account Opening
Application Portal
Applicant Portal

Fintech-like mobile experience.
Channel-hopping. Fully Configurable.

Internal Agent Portal
Internal Agent Portal

Configure it to meet your workflow and achieve 0 training.

Integrations Marketplace
Integrations Marketplace

>200 integrations. Build your own or we build them in <1month, guaranteed.

AI Agents
AI Agents

AI automation, AI Doc reading, AI Fraud verification, AI communications.

Dealer/Merchant Portal
Dealer/
Merchant Portal

Multi-offers, Doc generation, doc validation.

Decision Engine
Decision Engine

No-code config with the ability to automate anything, guaranteed.

Reporting
Reporting

Pre-made & custom reports
accessing all data from the system.

Enterprise-grade infrastructure
Enterprise-grade infrastructure

Pre-made & custom reports accessing all data from the system.

Proactive and Guaranteed

The only system with automated solutions that ensure results

Proactive Automation

Loan Officer
25
%
Underwriting
55
%
Funding
50
%
QA
70
%
Meet bi-weekly with our Automation Coaches

Review & implement AI-powered automation recommendations.

Customers automate on average -1% a week, 71% a year.

Guaranteed Automation

Integrations in <1 month for free
Integrations best price guarantee
Automation coaches meet every 2 weeks
100% Automnation Capability
Chat <1 hour SLA
Meet bi-weekly with our Automation Coaches

We write our promises into the contract, not implied in a sales deck.

Fuse assumes the implementation and execution risk.

If results don’t materialize, we don’t get paid. It’s that simple.

Join 100+ FIs getting tangible results

Increase in loan
conversion

2.4x

Automation in

just 1 year

71%

Reduction in variable operations cost

68%

Increase in profitability margin

3.1x

The new leader Lending & Account Originations

Used by 100+ Leading FIs

Including Credit Unions, Banks, and Non-bank lenders.

Raised $25M+ from the investors of Chime and Open AI

To help FIs compete with Fintechs.

Enterprise-grade infrastructure

With Soc 2, single Tenat, powerful infrastructure.