Marc Escapa

Co-Founder and Co-CEO of Fuse

Meet Marc Escapa

Marc Escapa is the Co-Founder & Co-CEO of Fuse, a next-gen loan origination system (LOS) that simplifies lending for financial institutions through self-serve customization, a low-code API builder, and a personalized agent portal. Escapa leads all technology and innovation for Fuse.

A second-time founder with extensive technical experience and a focus on promoting flexibility and configurability at scale, Escapa worked first in travel technology before setting his sights on fintech.

Prior to launching Fuse with co-founder, Andres Klaric, he co-founded Noken, where he led product and operations. Noken was a travel startup selling international multi-day tours, backed with $7M in venture capital by Bessemer and Primary. Before this, he was an early employee at Turo, leading Growth Marketing with a $1.7M annual budget.

Escapa was also a Management Consultant at McKinsey & Company early in his career. When he isn’t working, Escapa is often traveling, especially to his home country of Barcelona. Escapa holds an MBA from Harvard Business School, and a Bachelor's in Business Administration from ESADE in Barcelona.

Education: MBA from Harvard Business School

Author articles

Loan Origination

5 ways digital transformation is speeding up lending and account opening for banks

Financial institutions face an existential choice as demand for digital transformation in banking reshapes the industry. With fintechs capturing nearly 40 percent of the consumer loan market, credit unions cannot rely on outdated infrastructure to maintain member loyalty. Traditional legacy LOS architectures, often supplied by MeridianLink, Origence, or core-provided modules from Jack Henry and Fiserv, frequently lock institutions into six-figure implementation fees and expensive, multi-year contracts.

Marc Escapa

Loan Origination

How does online account opening work with loan origination software?

Credit unions are struggling to keep pace, as fintech lenders now capture nearly 40 percent of the consumer loan market. Much of this drift stems from the reliance on fragmented legacy systems. These disjointed setups force members into repetitive data entry, directly causing the high abandonment rates seen today. Research indicates that 70 percent of financial institutions lose clients during onboarding due to slow, disconnected processes.

Marc Escapa

Loan Origination

How core banking system integration streamlines loan origination and online account opening

Many credit unions rely on core banking systems that force teams into siloed, manual workflows. These legacy platforms often struggle to share data across channels, resulting in high operational friction and slow loan processing times. Because these systems lack inherent agility, financial institutions fall behind modern competitors that prioritize real-time lending decisions.

Marc Escapa

Loan Origination

How digital transformation is changing loan origination in banking

Digital transformation in banking has evolved from a theoretical goal into a survival mandate for credit unions. Legacy loan origination software often locks institutions into fragmented workflows that rely on manual interventions and expensive, siloed core modules. This operational debt has ceded nearly 40% of the consumer loan market to non-bank fintechs, which move with a speed traditional lenders struggle to match.

Marc Escapa

Loan Origination

5 best online account opening platforms for credit unions and community banks

The shift to digital is not theoretical. A Curinos study found that 72% of consumers prefer opening a checking account through digital channels over visiting a branch. Meanwhile, fintechs now hold nearly 40% of the consumer loan market. The number of federally insured credit unions has declined by more than 30% over the past decade. The institutions that survive will be those that offer an online account opening experience that matches what members can find at a neo-bank.

Marc Escapa

Loan Automation

What are the 5 Benefits of Digital Lending?

As financial technology grows in online banking, more institutions are adopting it to change the customer experience by streamlining customer-facing transactions. Examples of this technology can be seen in loan origination software for banks. To remain competitive, fintech lenders must adapt to these disruptive digital trends and optimize their lending processes.

Marc Escapa

Loan Origination

Difference Between a Loan Management System vs Loan Origination System

Most loan applicants expect a straightforward, convenient financing process right from the first form they fill out to the funds arriving in their account. To meet these expectations, banks, credit unions, and other financial systems must have reliable systems to track each step of the process through origination and its payment lifecycle.

Marc Escapa

Loan Automation

Revolutionize Your Lending Process: 8 Steps to Automate for Enhanced Efficiency

Financial technology, especially in the automated category, is rapidly growing and enabling all types of lenders to streamline their lending processes end-to-end, increasing productivity and reducing errors. And today’s competitive lending market is driving many financial institutions to leverage automated platforms to gain data-driven insights into best practices for optimizing the lending process.

Marc Escapa

Loan Origination

Optimize Loan Pricing Models With an Advanced Loan Origination System

When offering a loan term to customers, many financial institutions price out these loans to determine the risk of lending and, ultimately, decide what interest rates they set on each loan. The caveat to loan pricing is that financial institutions must remain competitive in today’s lending market, meaning they will likely need to optimize loan pricing models.

Marc Escapa

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