Marc Escapa
Co-Founder and Co-CEO of Fuse
Author articles

Loan Origination
What to Look for When Comparing Bank Loan Software for Small Lenders
Bank loan software shapes how an application moves from intake through decisioning, document handling, staff review, and funding. When those steps rely on disconnected tools or manual handoffs, lending teams spend time moving information instead of serving members.
By
Marc Escapa

Loan Origination
Term life insurance vs whole life insurance: Which one is right for you?
Term life insurance covers a defined period. Whole life insurance is designed to remain in force for the insured’s lifetime, provided required premiums are paid. The difference is not simply how long the policy lasts. It also affects premiums, cash value, and what happens when coverage is no longer needed.
By
Marc Escapa

Loan Origination
7 Proven Ways to Build and Maintain Good Credit in 2026
Credit union and community financial institution leaders can support members’ financial wellness with clear, practical credit education. The Consumer Financial Protection Bureau says there is no secret formula for building a strong credit score. Consistent habits can help, but results depend on a person’s credit history and the scoring model a lender uses.
By
Marc Escapa

Loan Origination
7 Ways to Use Digital Loan Origination to Compete With Big Banks
Vibrant Credit Union cut loan funding time from three days to 1.2 minutes through its Drivata auto-lending CUSO. That result shows what a well-designed digital loan origination process can change: not just the application experience, but the time members wait for funding.
By
Marc Escapa

Loan Origination
Digital Account Opening: 5 Steps to Better User Experience for New Members
Digital account opening is often a prospective member’s first interaction with a credit union. It is not just a paper form moved online. The experience depends on clear steps, well-connected systems, and timely decisions, all while the institution meets its risk and verification requirements.
By
Marc Escapa

Loan Automation
7 Things to Look for When Choosing Account Opening Software for Banks
Account opening software for banks is more than an online form. It has to collect application data, verify identity, support funding, and send approved account details into the institution’s core and related systems. A weak handoff can leave staff reconciling records or asking members to repeat steps.
By
Marc Escapa

Loan Origination
What is core banking and how does it power your daily banking experience?
A member’s deposit, withdrawal, or loan payment may take seconds, but each depends on systems that record account activity and process transactions accurately. For credit union leaders, the core is not an abstract technology layer. It is the operational foundation behind daily service.
By
Marc Escapa

Loan Origination
How to compare loan origination platforms and pick the right one for your bank
Community banks and credit unions run on the quality of their lending operations. The **loan origination platform** at the center of those operations determines how fast a member gets funded, how much manual work each loan requires, and how easily the institution can launch new products.
By
Marc Escapa

Loan Origination
What Is Accidental Death and Dismemberment Insurance and Do You Really Need It?
Accidental Death and Dismemberment (AD&D) insurance pays a cash benefit only when the insured dies or suffers a specified injury such as the loss of a limb, eyesight, hearing, or speech due to a covered accident. It does not pay for deaths caused by illness, natural causes, drug overdose, or suicide.
By
Marc Escapa
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